5. San Francisco-Oakland-Hayward, California

Once the go-to destination for wandering hippies, San Francisco's living costs are now 93% higher than the national average. No wonder you need a hefty tech industry paycheck to survive.
Millionaire Households: 147,772
Total Households: 1,781,731
Concentration of Millionaires: 8.3%
[Photo via @courtcdavis]