Call Customer Service
In the event that you did get charged a late fee, don't give in without a (polite) fight. According to a survey conducted by CreditCards.com, 89% of people who call their credit card company to ask for a late fee reversal are successful! Of those who ask for a lowered interest rate, 78% get it. See? It's worth picking up the phone once in a while (mom was right).
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